We kick off our latest On The Ladder newsletter with a look at 'Rentvesting' as a possibility for getting into the property market without sacrificing your current lifestyle. We explain how your credit score works and what you can do to improve it.

There are some things you can do to hurry up a loan application and we have included some insider tips. And, our final article provides some financial and non-financial options for helping your kids get onto the property ladder.

If we haven’t spoken in a while please contact us on
Ph: 02 8539 7999 Ext 2 or email info@gjfinancial.com.au so we can ensure you have the right financial solutions to meet your needs.

Regards,

Bruce Gale

'Rentvesting' - enter the property market without sacrificing your current lifestyle

As property prices continue to rise, purchasing in a centrally-located or sought-after area is out of reach for the average working millennial. But for those who are still eager to enter the market, there is a way to get the best of both worlds.

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What does your credit score really mean?

Lenders look at your credit score or credit rating, which appears in your credit report, to work out if they should lend you money or give you credit. Here we explain how your credit score works and what you can do to improve it.

Read full article >>

How to speed up your home loan approval

Asking how long it takes to get a loan approved is like asking how long a piece of string is. There are, however, some things you can do to help hurry your application along.

Read full article >>

How can I help my kids get onto the property ladder?

With one third of young Australians taking more than five years to save for a deposit on their first home, there are plenty of ways you can help your kids get into the property market sooner.

Read full article >>

GJ Financial Services Pty Ltd (ABN 46 110 797 05), Bruce Gale, Mathew Gale and Patrick Alderson are Authorised Representatives and Credit Representatives of AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706 and Australian Credit Licence 232706.

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